What We Do

The financial challenges of midlife may be the most complex ones you’ve faced so far. Whether you’re funding a child’s education, helping your aging parents stay in their home, restructuring your finances after a divorce or simply trying to keep your household running throughout this busy stage of life, the demands leave little time to focus on your own financial security, which could put your future at risk.

At Hagen Advisory, we specialize in helping clients navigate the challenges of midlife. We start by gaining an understanding of your current reality, including cash flow challenges, family obligations, career demands and more. We then discuss your goals for the future and where you stand on the road toward those goals.

With this information as our guide, we develop a personalized financial plan to help simplify the complexities you face and provide clear direction to help you move forward with confidence. Our goal is to shoulder as much of the financial burden as possible so you’re free to focus on other important priorities.

In the midst of raising children, supporting aging parents or navigating the challenges of life after divorce, you may struggle to find the time to keep up with market events, monitor investment performance or rebalance your portfolio. However, midlife represents an important investing opportunity, as retirement nears, children grow and family members depend on you as a financial safety net.

We’re here to help you develop a clear, disciplined investment strategy that supports your current needs and continues working for you even when your attention is elsewhere.

We start by gaining an understanding of your long-term goals, risk tolerance, time horizon, family dynamics, legacy wishes and more. We use this information to develop a custom portfolio that is diversified across asset classes, market capitalizations, investment managers, geographic regions, tax classifications, etc.

Once your portfolio is up and running, we regularly review your performance as your life and goals evolve over time. As necessary, we make strategic adjustments to capitalize on opportunities that support your goals.

Investing involves risk including loss of principal. No strategy assures success or protects against loss. Hagen Advisory and LPL Financial do not provide tax advice.

For many people, midlife is a time of significant change. Divorce, the expanding needs of aging parents, growing children, blended families, the death of a spouse… the list of potential life events goes on and on. These are major transitions that have the potential to consume significant amounts of your time, money and emotional energy, leaving you with little capacity to manage the complex financial details of your life.

Our life transitions support is designed for clients already carrying a full load. We help you navigate the financial side of these changes, with a focus on supporting your long-term financial security. We’re here to help you:

At Hagan Advisory, we take a year-round approach to tax planning by viewing every potential decision through a tax-efficient lens. We understand that in order to support your financial goals, we must take every possible opportunity to address your tax exposure.

Based on your specific needs and challenges, our approach may include any combination of the following tax planning strategies.